We currently accept payment for immediate downloads through the MonkeyNotes store using a valid MasterCard or Visa credit card as well as PayPal.com. Simply select your items from the store and then follow the checkout process. At the completion of your purchase, you will then be taken to the download page (after you submit your order) and you should be provided with a blue download button. If you do not see the button or have any problems, please email us at support@pinkmonkey.com and we will assist you ASAP. PLEASE DOT NOT EVER PURCHASE THE SAME ITEM MORE THAN ONCE, UNLESS YOU ARE BUYING MULTIPLE COPIES FOR OTHER USERS AS WE CANNOT OFFER REFUNDS ON ANY PURCHASE. Paypal accepts payment in the form of PayPal funds / AMEX / Discover / Checking Account debit and other methods. With either option, you purchase is fully encrypted and completely safe. Online purchases are actually safer than physical purchases in many ways. As always, if you feel uncomfortable using your credit card online or divulging the personal information required by the credit card banks, please don't purchase anything. We completely understand that some people aren't comfortable with it.